Tokyo Travel Money Guide
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Tokyo Travel Money Guide

How much cash to budget for Tokyo, where cards work and where they don't, and how to pay your way around the city.

Tokyo Β· JapanΒ₯ JPYCash-first city
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Quick facts
Daily budget
Β₯12k–20k
Transit
Suica Β· PASMO
Cards
Common, not universal
Cash culture
Carry cash daily
Best areas
Shinjuku Β· Shibuya
Currency
Japanese Yen (Β₯)

Tokyo is more card-friendly than the rest of Japan, but it's still a city where cash gets you everywhere and a card sometimes doesn't. It's also pricier than anywhere else in the country, so budget a little higher here than you would for a rural trip.

How much cash to bring to Tokyo

A rough daily budget for a comfortable mid-range trip:

  • Food β€” Β₯3,000–8,000/day (konbini and ramen are cheap; a nice dinner climbs fast)
  • Local transport β€” Β₯800–1,500/day on the trains with an IC card
  • Attractions & nightlife β€” Β₯2,000–5,000/day (Shibuya and Shinjuku add up)

Our rule of thumb

For 5 days in Tokyo, carry around Β₯70,000–110,000 in cash and keep a card as backup. At today's rate that's roughly RM1,800–2,800.

Paying your way around Tokyo

  • Get a Suica or PASMO β€” the tap IC card covers every train and bus, plus konbini, vending machines and many shops. You can add it to your phone's wallet and top up as you go.
  • Konbini ATMs are your friend β€” 7-Bank machines inside 7-Eleven (and Japan Post ATMs) accept foreign cards 24/7 if you run low on yen.
  • Carry cash for the good stuff β€” ticket-machine ramen counters, tiny izakaya, temple markets and Golden Gai bars are frequently cash-only.
  • Cards work at the big places β€” department stores, chains, hotels and convenience stores take them; small independents may not.

Neighbourhood cash notes

  • Shinjuku & Shibuya β€” department stores and chains take cards, but keep cash for the back-alley bars and izakaya.
  • Asakusa β€” Senso-ji's street stalls and small souvenir shops are cash-first.
  • Tsukiji Outer Market β€” bring small notes and coins; most food stalls don't take cards.
  • Ginza β€” upscale and card-friendly; you'll rarely need cash here.

A couple of Tokyo habits

  • Coins add up fast β€” Β₯500 and Β₯100 coins pile up; keep a coin purse and use them on vending machines and IC top-ups.
  • No tipping β€” it isn't done anywhere in Tokyo, and trying to tip can cause confusion.
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